Add up everything you own and subtract everything you owe. A single number, updated monthly, is the clearest measure of whether your financial life is moving in the right direction.
1
What you own — assets
Current balances or estimated values. Use $0 for anything that doesn't apply to you — don't leave fields blank.
↑ Some values pre-filled from other tools in the program
Total assets$0
2
What you owe — liabilities
Outstanding balances only — not monthly payments. For a mortgage, enter the remaining loan balance, not the property value.
↑ Debt balances pre-filled from your Debt Inventory
Total liabilities$0
Your net worth
$0
assets minus liabilities
Total assets
$0
Total liabilities
$0
Assets breakdown
Liabilities breakdown
Record this month's net worth
Save today's snapshot to your history. The act of recording it monthly — watching assets grow and liabilities shrink — keeps the progress visible on the months when it feels slow.
★ New all-time high — this is your best net worth yet. That's a real result.
Saved. This month's net worth has been added to your history.
From the lesson
"A single number that improves month after month is deeply motivating."
Set a recurring monthly reminder to update this. You don't need dramatic movement — even a small positive shift confirms the system is working. The trend matters more than the size.