See how a fixed monthly investment automatically buys more units when prices are low and fewer when prices are high — and why consistency beats timing every time.
1
Your investment
Enter a fixed monthly amount you'd invest consistently, no matter what the market is doing.
$
Any amount you can commit to regularly — $50, $200, $500.
2
Market scenario
Choose how prices behave over the next 12 months. Each scenario shows a different market pattern — the investment amount stays the same.
Number of months
12 months
A full year of consistent investing, through any market conditions.
Month
Share price
Units bought
Cumulative units
Cumulative invested
Portfolio value
From the lesson
"Time in the market beats timing the market."
DCA works because it removes emotion from investing. You buy more when prices are low (the scary times) and less when prices are high (the tempting times). Over a lifetime of investing, this automatic discipline compounds into significantly better outcomes than trying to predict what markets will do next. Set up your regular investment once, and let consistency do the work.